Jumbo CD Rates

Navy Federal Credit Union is offering 4.75% apy on an 84 month share certificate. The minimum deposit requirement for this yield is $20,000. Jumbo share certificates with deposits starting at $100,000 currently yield 4.40% apy. These yields apply to both regular and IRA share certificates.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application.

The minimum deposit required to open a jumbo Certificate of Deposit is $100,000.

Certificates of Deposit will automatically be deposited in Capital One, N.A. unless you notify us otherwise.

Savings are FDIC-insured up to $100,000 per depositor.

Northwest Federal Credit Union is offering yields of up to 4.58% APY on their jumbo share certificates. They are offering 4.36% APY on their 3 & 4 year jumbo share certificates and 4.58% APY on their 5 year jumbo share certificates. The minimum deposit requirement for these certificates is $100,000.

Field of membership in this Northwest Federal Credit Union is extended to those who work for the Department of Homeland Security and the National Reconnaissance Office in addition to other certain select organizations and employers.

Eastman Credit Union is offering 4.25% APY on their 5 year jumbo share certificates. The minimum deposit requirement for this rate is $100,000. Regular share certificates of the same duration are also available with a yield of 4.15% APY for lesser deposits which start at $2,500.

Field of membership in Eastman Credit Union is extended to those who live, work, worship, attend school, operate a business in certain Texas, Tennessee, and Virginia communities. Membership is also extended to employee’s of a number of select companies. See site for details.

Alliant Credit Union is offering 4.15% apy on their 12-24 month jumbo share certificates. The minimum deposit requirement for these certificates is $25,000. They are also offering 4.00% apy on 12 -24 month share certificates with a minimum deposit requirement of $1,000.

Field of membership in Alliant Credit Union includes employees of United Airlines, those who live or work in a number of Chicago area communities, and members of the National Parent Teachers Association. Membership in the National Parent Teacher Association costs $25 and you can apply online.

Huntington Bank is offering some high rates on its long term Jumbo CDs. The top rates are 5.06% APY and 4.79% APY for the 5 and 4 year CDs with a $250,000 minimum deposit. The yields for a $100,000 minimum deposit are 4.85% APY and 4.57% APY. The rates for some of the shorter terms are also competitive. The top rate for a 2-year CD is 4.06% APY.

Here’s some details about their Jumbo CD:

• Can be opened by phone and funded by mailing a check
• 12 months of interest penalty for early withdrawal
• 10 day grace period
• At maturity, you can instruct them by phone to close the CD and send you a check
• Available in an IRA (IRAs are federally insured to at least $250K)

Huntington Bank is FDIC insured. Bankrate still gives it a rating of 3 out of 5 stars (performing) based on 12/31/07 data. For those who have accounts at UFB Direct, please note that your deposits may be FDIC insured through Huntington Bank.

Colorado State Employees Credit Union is offering 5.25% apy on a 5 year jumbo share certificate. The minimum deposit requirement for this yield is $100,000.

Field of membership in Colorado State Employees Credit Union is extended to Colorado State employees and members of any of a number of certain select organizations.

Deseret First Credit Union is offering yields of up to 5.23% APY on their jumbo share certificates. 36 month jumbo share certificates earn 5.07% APY, while jumbo share certificates with terms of 60 months or more earn 5.23% APY. The minimum deposit requirement for these yields is $75,000.

Field of membership in Deseret First Credit Union is extended to those who are members of the Church of Jesus Christ of Latter-Day Saints throughout the United States.

SAFE Federal Credit Union is offering 5.37% APY on a 5 year Jumbo IRA share certificate. The minimum deposit requirement for this certificate is $100,000. The credit union is also offering competitive yields on a number of other share certificates, including 5.11% APY on their 18 - 48 month Jumbo IRA share certificates.

Field of membership in SAFE Federal Credit Union is extended to those who live, work, worship or attend school in Lee, Clarendon, or Sumter Counties as well as parts of Kershaw, Florence, Richland, or Lexington Counties in South Carolina. Those who work for any one of over 500 select employee groups are also eligible.

FedChoice Federal Credit Union is offering yields of up to 5.35% apy on their mini jumbo share certificates. Yields are below:

Term & Yield
12 Month at 5.10%
18 Month at 5.15%
24 Month at 5.15%
36 Month at 5.15%
48 Month at 5.15%
60 Month at 5.35%

The minimum deposit requirement for these certificates is $50,000.

Field of membership in FedChoice Federal Credit Union is extended to all federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore, and Philadelphia Metropolitan areas.